An Attorney Helping to Rebuild Your Credit
Filing for bankruptcy does not mean you will never have credit again. At the Law Offices of William J. Carroll III, many of our clients have successfully qualified for home mortgages and other loans within a few years of discharge.
As long as you are responsible with your credit after filing for bankruptcy, you will be able to rebuild your credit score. To learn more about life after bankruptcy, call 508 626-2566 or contact us online.
At the Law Offices of William J. Carroll III in Framingham, Massachusetts, we have helped clients solve their financial difficulties and restore their credit for more than 35 years.
Life After Chapter 7 or 13 Bankruptcy
If you are hesitant to file for bankruptcy because you fear the negative effect on your credit score, consider the alternative. Your credit is already damaged from late payments and overwhelming debt. Though filing for Chapter 7 or Chapter 13 bankruptcy will not help your credit, it will give you a fresh start and allow you to begin to restore your credit score.
How Long Will It Take to Restore My Credit?
Though bankruptcy stays on your credit report for 10 years, life after bankruptcy does not mean you won't be able to get credit. Typically, a conventional mortgage can be obtained two years following a bankruptcy and secured credit can usually be approved as soon as your bankruptcy is cleared.
To speak with an experienced lawyer about your credit score and life after bankruptcy, contact the Law Offices of William J. Carroll III online or call 508 626-2566 for a free initial consultation.
Following your free consultation, we offer flexible payment plans